Written by Kate Hallewell
If you have a health condition, keeping your home warm isn’t just about comfort—it’s essential for your wellbeing. The ECO4 and GBIS schemes can help by offering grant-funded improvements to your home, like better insulation or a new heating system. Both schemes share the same eligibility criteria for households, so qualifying for one means you qualify for the other. The ECO4 and GBIS schemes offer different types of grants.
The ECO4 scheme provides a comprehensive ‘whole-home’ upgrade, including inefficient heating system replacements and multiple insulation measures. In contrast, the GBIS scheme focuses on a single insulation grant, such as cavity wall or loft insulation, with additional measures like heating controls available for vulnerable households. Find out if your condition qualifies for either of these very generous grants today.
The ECO4 and GBIS schemes are designed to help households improve energy efficiency and stay warm. To qualify, you can meet the criteria in several ways:
Health Conditions: A wide range of health conditions, confirmed by a GP referral, can make you eligible. These conditions are listed below.
Income or Benefits: If your household meets the income requirements or you claim certain benefits, you may qualify.
Vulnerability: Vulnerable households, such as those with elderly residents or young children, are also eligible.
General Group (GBIS): Even if none of the above apply, GBIS includes a general group for households with properties that are energy inefficient. This allows more households to benefit from insulation improvements.
If you can get a GP to refer you, you can apply through health
It’s entirely up to your GP to decide if your health condition makes it harder to live in a cold home and meets the Ofgem rules. If your GP refers you, installers can accept your application for ECO4 and GBIS grants. They are medically trained and have the knowledge to know if you qualify (funders and installers aren’t medically trained).
What Are the Ofgem Rules on Health Conditions?
Ofgem has laid out some broad guidelines about which health conditions qualify for ECO4 and GBIS grants. These include conditions that fall under one of these umbrella categories:
Cardiovascular conditions (e.g., heart disease, high blood pressure)
Respiratory diseases (e.g., asthma, COPD)
Limited mobility (e.g., arthritis, neurological disorders)
Immunosuppression (e.g., cancer treatment, autoimmune diseases)
While these categories provide a general framework, we have found that a range of health conditions unlock the scheme to UK households. With a GP referral, a wide range of health conditions could make you eligible. GPs are trained to assess whether your condition makes it harder to live in a cold home or whether improved energy efficiency could enhance your wellbeing.
Common Health Conditions That May Qualify
Here’s a list of health conditions that could qualify for ECO4 and GBIS grants, either directly or with a GP’s support:
Respiratory Diseases:
Asthma
Chronic bronchitis
Emphysema
Cystic fibrosis
Pulmonary fibrosis
Pneumonia recovery
Cardiovascular Conditions:
Coronary artery disease
High blood pressure (hypertension)
Congestive heart failure
Stroke recovery
Atrial fibrillation
Peripheral arterial disease
Limited Mobility:
Arthritis (osteoarthritis or rheumatoid arthritis)
Parkinson’s disease
Multiple sclerosis (MS)
Neurological conditions affecting movement
Hip or knee replacements
Spinal injuries or chronic back pain
Immunosuppression:
Cancer treatments like chemotherapy or radiotherapy
HIV/AIDS
Organ transplant recovery
Autoimmune diseases (e.g., lupus, Crohn’s disease)
Long-term use of immunosuppressive medications
Other Potential Conditions:
Diabetes (especially if it affects circulation or mobility)
Chronic fatigue syndrome (CFS/ME)
Fibromyalgia
Severe anxiety or depression impacting daily living
Chronic pain disorders
Anorexia or eating disorders that impact overall health and wellbeing
Severe eczema or psoriasis (especially if aggravated by cold conditions)
Raynaud’s disease
Chronic obstructive sleep apnea
Sickle cell disease
Conditions affecting thermoregulation (e.g., hypothyroidism)
Neurological conditions like Huntington’s disease or cerebral palsy
Sensory impairments (e.g., blindness or deafness) if they impact mobility or health
Severe learning disabilities where health is affected by poor living conditions
Your Property Must also Qualify
Meeting the household criteria is just one step. Your property must also qualify, as grants are designed to improve energy efficiency in homes that need it the most.
Success Stories: Real People, Real Impact
We’ve helped many people access ECO4 and GBIS grants based on their health needs. For example:
Alex, who has COPD and arthritis, received cavity wall insulation and a new boiler after her GP referred her
Steve, a stroke survivor, qualified for loft insulation that significantly improved his home’s energy efficiency.
Lucy, a cancer patient undergoing treatment, accessed a grant for room-in-roof insulation, ensuring she stayed warm and comfortable during recovery.
Emma, living with anorexia and severe depression, was able to secure a grant for improved home insulation, helping her maintain a healthier environment.
Don’t Wait—Take the First Step Today
Living with a health condition is hard enough without worrying about high energy bills or freezing temperatures at home. The ECO4 and GBIS schemes is here to help, and we’re here to make the process as simple as possible for you.
Complete our free grant checker today to unlock access to fully funded government grants, paid for by energy suppliers, and start transforming your home into a warmer, healthier place to live.
Frequently Asked Questions (FAQ)
What is GBIS?
The Great British Insulation Scheme (GBIS) is a government initiative aimed at improving the energy efficiency of homes across the UK. It provides funding for insulation and other energy-saving measures, helping low-income and vulnerable households to stay warm while reducing energy bills.
What is the ECO4 scheme?
The ECO4 scheme is a government-funded program designed to help low-income and vulnerable households improve their home’s energy efficiency. This includes funding for insulation, heating upgrades, and other energy-saving measures.
How do I qualify for an ECO4 and GBIS grant based on health conditions?
You may qualify if you have a health condition that makes it harder to live in a cold home. Many conditions, particularly those affecting mobility, respiratory health, or immunity, are considered. A GP referral confirming your health need is typically required.
What types of improvements can I get with an ECO4 grant?
Improvements can include cavity wall insulation, loft insulation, room-in-roof insulation, boiler upgrades, or even new heating systems—all designed to make your home warmer and more energy-efficient.
What types of improvements can I get with an GBIS grant?
You can get ONE insulation measure installed, that can include cavity wall insulation, loft insulation, room-in-roof insulation. If you are vulnerable you could also get heating contols (Thermostat, TRVs and Programmers installed) or even new heating systems—all designed to make your home warmer and more energy-efficient.
My nan is 85 - will she qualify?
In most cases, yes. Many pensioners experience health issues that affect their mobility or overall wellbeing, making them likely candidates for GP referrals under ECO4 and GBIS grants.
Is asthma considered a qualifying condition?
Yes, asthma is considered a qualifying condition under the respiratory diseases category. If you have asthma and your GP confirms that living in a cold home worsens your symptoms or impacts your health, you could qualify for ECO4 and GBIS grants to improve your home’s energy efficiency.
What if my health condition isn’t on the list?
Even if your condition isn’t specifically listed, you may still qualify. The key is getting a GP referral. Many health conditions, particularly those that make it harder to live comfortably in a cold home, can make you eligible for ECO4 and GBIS funding.
Can mental health conditions qualify for an ECO4 and GBIS grants?
Yes, mental health conditions such as severe anxiety, depression, or chronic fatigue syndrome can qualify if your GP believes you fall into the umbrella conditions that make it detremental to live in a cold home.
How do I start the application process?
Simply complete Energy Saving Genie’s free grant checker. We’ll guide you through the next steps and connect you with trusted installers to handle the improvements.
Can children’s health conditions qualify for ECO4 and GBIS grants?
Yes, if a child in the household has a health condition that would benefit from a warmer home, parents or guardians can seek a GP referral on their behalf. We have helped applicants with health conditions such as asthma, cystic fibrosis, and immunosuppressive conditions to name a few.
Are there any restrictions on who can apply?
Eligibility depends on household income, existing energy efficiency measures, and health conditions. It’s best to use the Energy Saving Genie grant checker to understand your specific circumstances and available options.
What should I do if my GP is unsure about the scheme?
You can provide your GP with our guide for GPs information about the ECO4 and GBIS scheme as this explains how the schemes help individuals with health conditions.
What if I don't have a health condition?
If you don’t have a health condition, you can still qualify for ECO4 and GBIS grants through other routes. These include meeting income requirements, claiming certain benefits, or being identified as vulnerable (e.g., elderly, young children in the home, or other qualifying factors). If none of these apply, the GBIS scheme also has a general group for households that may still be eligible based on their property’s energy efficiency.
How can I apply for these grants?
Applying for ECO4 and GBIS grants is easy with Energy Saving Genie’s free grant checker. This quick tool assesses your eligibility based on health, income, or vulnerability criteria. Afterward, we’ll connect you with trusted installers who work directly with major obligated energy suppliers, ensuring you receive the funding and improvements you need.
Free grant checker
Find Out If You Qualify Now
Energy companies are funding home upgrades, but these grants will end once they’ve met their legal obligations—so they won’t be around for long.